About this app

Credit Score Report Check: Loan Credit Score

Can Calculate your Credit Score for free (just a approximation of Credit Score will be provided not exact Credit Score will be provided here).

A credit report is a crucial element nowadays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings. 


IN INDIA 79% OF THE LOANS APPROVED ARE FOR INDIVIDUALS WITH A SCORE GREATER THAN 750. Your CIBIL Transunion Score and Credit Information Report (CIR) is an evidence of your credit worthiness. CIBIL Transunion Score ranges between 300 and 900. All lenders check your Credit Score before approving your loan application.

Can Calculate your cibil score for free (just a approximation of cibil score will be provided not exact cibil score will be provided here).

Important FAQs:-

A. What is a credit score?

A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution.

A credit report is a crucial element now days simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings. Symbolically it's like a green signal that enables them to go ahead. This is becoming important as lenders are checking credit scores rather than analyzing the actual goodwill statements for approving loans for their customers. In order to have good credit score, your goodwill statements needs to be flawless. You can get your report from goodwill statements agencies and check what score you have.

Estimate your credit score and get your credit report with our Credit Report application. Designed to run smoothly on all devices and accurately estimate your credit score. You can also learn how you can get your credit report for free and how you can improve your credit score with our Credit Report application!


B. Why is it important for me to know my credit score?

Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate. 

C. How is my credit score calculated?

A credit score is a cumulative score which has multiple determinants influencing it. The most important factors that influence a credit score are:

The number of times you have applied for credit 
Your previous track-record of making timely credit payments
The number of new credit lines opened recently
Your professional details such as income level, employment status etc.

D. Is this Credit Report and Score a free service?

Yes. Your entire credit report is available to you for free without any freemium or hidden costs.

E. Will accessing and viewing my credit report affect my current credit score?

Absolutely not! Accessing and viewing your credit report repetitively does not influence your credit score.

Thank You……..!!!

App Permissions

Allows applications to open network sockets.
Allows an application to read from external storage.
Allows an application to write to external storage.
Allows applications to access information about networks.
Required to be able to access the camera device.