SmartSpending Application icon

SmartSpending 2.18.3

65.9 MB / 500K+ Downloads / Rating 3.2 - 2,493 reviews


See previous versions

SmartSpending, developed and published by Reward Gateway, has released its latest version, 2.18.3, on 2025-02-03. This app falls under the Shopping category on the Google Play Store and has achieved over 500000 installs. It currently holds an overall rating of 3.2, based on 2.493 reviews.

SmartSpending APK available on this page is compatible with all Android devices that meet the required specifications (Android). It can also be installed on PC and Mac using an Android emulator such as Bluestacks, LDPlayer, and others.

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App Screenshot

App Screenshot

App Details

Package name: com.rewardgateway.mob_04

Updated: 9 days ago

Developer Name: Reward Gateway

Category: Shopping

App Permissions: Show more

Installation Instructions

This article outlines two straightforward methods for installing SmartSpending on PC Windows and Mac.

Using BlueStacks

  1. Download the APK/XAPK file from this page.
  2. Install BlueStacks by visiting http://bluestacks.com.
  3. Open the APK/XAPK file by double-clicking it. This action will launch BlueStacks and begin the application's installation. If the APK file does not automatically open with BlueStacks, right-click on it and select 'Open with...', then navigate to BlueStacks. Alternatively, you can drag-and-drop the APK file onto the BlueStacks home screen.
  4. Wait a few seconds for the installation to complete. Once done, the installed app will appear on the BlueStacks home screen. Click its icon to start using the application.

Using LDPlayer

  1. Download and install LDPlayer from https://www.ldplayer.net.
  2. Drag the APK/XAPK file directly into LDPlayer.

If you have any questions, please don't hesitate to contact us.

App Rating

3.2
Total 2,493 reviews

Reviews

3 ★, on 2022-01-12
The SmartSpending service itself is great, I love the discounts, but the app can be very buggy. Please add a wallet feature where you can store your instant cards and show the remaining balance! The app only shows the full balance, and checking the current balance is tedious, especially when you have to keep doing it over and over again, every time you go into the app!! You have to go to the retailers site and type in the card numbers each time to see if the card still has a balance. Adding a wallet showing the actual balance would bring mu rating to 5 stars!

1 ★, on 2021-09-20
I've used this a lot. Very buggy though, I've had to reinstall several times, it sometimes force logs you out. Currently it isn't allowing gift cards to be purchased through app. It asks for you to re enter your Cc info and then blames the bank. I contacted the bank and they never received the request for charge. Same vendor, same card has no problems purchasing through web browser login portal.

1 ★, on 2023-11-05
The app is very cumbersome to use. Not only it takes you through hoops having to reconfirm details when making a payment, but also when trying to access the vouchers, with the never-ending 'prove you're a human' challenges. Really, really annoying. And it doesn't let me take screenshots of the vouchers so I could save them in my phone and avoid the hassle!!! Supermarkets don't always have decent enough wifi to be able to access the vouchers while in a shop. Xexec app was so, so much better.

3 ★, on 2023-11-14
The discounts are handy and the app is just about adequate, but very cumbersome and could easily be streamlined. Topping up, viewing balances, and accessing vouchers all take some time, which can be very frustrating - particularly when standing at the till, desperately hoping the app doesn't crash, or that you can get just enough signal to load the barcode. For some reason the app needs more signal than the average webpage, so in some shops it's simply not usable.

4 ★, on 2023-11-11
Been using a this app for a while. Today in store try and access the instant vouchers and it keeps crashing. Up untill now has been fine, bit cumbersome but not bad. The problem has been fixed and yes it was a single voucher. Suggestion: I have seen messages/ovrlays popup. Something similar for issues letting you know and a link to a work a round would improve the user experience (UX). Have to mention I logged the issue and got a response within an hour. 24 hrs later advised of work a round

1 ★, on 2024-01-11
Felt like scammed, twice. They took the money but didnt get the voucher when I needed it the mos. First, last year I tried to buy for my accomodation so I had to cancel my travel for work. Second, today I was at the counter to pay whilst getting the voucher when it failed and the money was taken. Very dissappointing and embarassing. I had to cancel my purchase for my late Christmas gift to my wife. Never again and I think you can do better than that. I wish my company look for something better.

Previous Versions

SmartSpending 2.18.3
2025-02-03 / 65.9 MB / Android

SmartSpending 2.17.1
2024-12-16 / 97.7 MB / Android

SmartSpending 2.10.1
2024-11-14 / 141.3 MB / Android 8.0+

SmartSpending 2.9.0
2024-06-18 / 141.4 MB / Android 8.0+

About this app

From anywhere, at any time, on one app, you’ll have access to the discounts you love provided exclusively by your employer, including the weekly promotions when your discounts get even bigger. You can use the app to purchase Instant Vouchers and save them to a digital wallet for future use, earn Cashback when shopping online with your phone, and use Cashback towards Instant Voucher purchases to make your savings go even further! But there are heaps more features you’ll love:

Huge choice

All of the discounted Instant Vouchers and Cashback offers from your employer are available in the app. This gives you the ultimate shopping experience on your phone. Saving you money on everything you already buy and on life’s big expenses.

Online shopping

Earn money back while you shop with all of the available Cashback offers in the app. Find the retailer you want to shop with, click the Cashback button, and shop as normal in the retailer's online store which loads directly in the app.

Digital wallet

All of the Instant Vouchers you buy will be saved into the app's digital wallet – whether you buy them in the app or on the desktop site. You can use your Instant Vouchers without phone reception or a Wi-Fi connection once they’re saved in the digital wallet too.

Intelligent basket

Start ordering discounted Instant Vouchers in the app or on the desktop site and the intelligent basket will keep them in place and let you complete your purchase on any other device. Clever!

Safe & secure

Your card details are not saved to the app and you can choose a four-digit PIN to prevent anyone but you from logging in.

Your account

Watch your Cashback build in the ‘My Account section’ of the app and use it to pay for your Instant Vouchers. You can also update your personal details.

App Permissions

Allows applications to open network sockets.
Allows an app to create windows using the type TYPE_APPLICATION_OVERLAY, shown on top of all other apps.
Allows applications to access information about networks.
Allows an app to use fingerprint hardware.
Allows an application to write to external storage.
Allows an application to read from external storage.
Allows access to the vibrator.
Allows an app to access precise location.
Allows an app to access approximate location.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
Marker permission for applications that wish to access notification policy.