About this app

* Instant Loan App & Credit Platform for Indian users, you can apply cash loan with low interest rates here.
* We provides personal cash loans with low interest rates, making it easy for you to get instant loans for emergency use anytime, anywhere. Register in minutes, apply for a cash loan, and then receive money directly from your bank account. This is a fast, convenient and reliable way to obtain credit when needed. Loan applications are safe and confidential. Aadhaar and PAN card are required.

* Minimum and maximum period for repayment : Minimum 1 Years and maximum 5 Years period for repayment of Personal Loan

* Minimum and Maximum Annual Percentage Rate (APR) : Minimum 18% and Maximum 36% Annual Percentage Rate (APR)
* which generally includes 1.50% Fix Processing Fees of Loan Amount, No other costs for a year

* Example of the total cost of the loan, including all applicable fees :

Any Person Apply For Loan Amount - ₹100,000 So Total Repayment Amount after 1
Years ₹118,000

1.5% Processing Fees Applicable One Time (₹1500) This Fees Deduct your Approval
Principles, Example = ₹100,000 - ₹1500 = ₹98500 credit into your Selected Bank
Account

18% Interest for total Loan Amount Interest = ₹100,000 / 100 * 18% = ₹18000 Total
Interest Payable Into 12 Month

Select EMI for 1 Years - " 12 month " = Your Payable Monthly EMI ₹9833.34 deduct into
your Bank Account

If Any Query about APR or Fees or EMI contact our Team

* Features of the loan:
● It's quick - Get the loan in a few hours
● Apply for a personal loan of up to ₹10 Lakh
● Personalise your loan amount and payback period through the app
● Completely paperless process - Apply for a personal loan through the app and pay back through the app
● No document pickup required for personal loan approval - completely app based
● Backed by excellent customer service

* Types of Instant Loans we provide:
✓ Personal loans for salaried:
Salaried professionals can avail advance salary loans to cover small but urgent needs and get direct money transfer to their bank account

✓ Small personal loans:
Get quick personal loans online with amount up to ₹60,000 and repay in 12 months!

✓ Cash Loan:
Our cash loans can help you cover everything from monthly grocery bills to your child’s schools fees and even your outstanding bills that need to be cleared!

✓ Loans for self-employed:
Self-employed professional can avail personal loans online in a jiffy.

* Eligibility Criteria:
To get an instant loan from this App, you need to be:
o You must be a citizen of India
o Aged between 18-59 years
o Salaried/self-employed with minimum income of 15K per month
o Aadhaar and Pan card.
o Bank Account Statement ( 6 months)

* Documents Required:
o Aadhaar
o PAN
o Selfie, Your original signature ( should match with the PAN card signature)
o Bank Account Statement ( 6 months)
o Identity proof(driving license/voter id/passport/ Aadhaar card / PAN Card)

* Steps for availing a Instant Personal Loan:
As one of the best instant personal loan apps in India, we make it extremely easy to get a loan!
1. Download the app and install it.
2. Fill in the simple form.
3. Upload Documents.
4. Loan Approval
5. Receive money to your bank account in 30 minutes.

* Contact us:

For help or any other details about our instant personal loans, you may contact.
Email : smarkeasypersonalloans@gmail.com

App Permissions

Allows applications to open network sockets.
Allows applications to access information about networks.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.