About this app

DOWNLOAD phyre and START FOR FREE!

With phyre you can:

• pay contactless with your phone, instead of a bank card
• send money instantly and with no fees within the phyre network
• open a free BGN or EUR current account in minutes using just your mobile
• easily send bank transfers worldwide just with your phone
• use all of your loyalty cards from your phone
• pay securely online with a free virtual Mastercard
• track your expenses in an easy and intuitive way

Save time and bank fees with phyre.

💶 Get a free IBAN
Open a free BGN or EUR current account in minutes using just your mobile.
Send and receive instant bank transfers no matter the bank you use.
All bank transfers between phyre users are absolutely free and instant.

💳 Top up your account easily
Top up your phyre account with any of your cards or load funds via bank transfer.
Top up with Visa, Visa Electron, Mastercard, Maestro - we support all of them.
You can top up with as many cards as you want or send a bank transfer to your phyre account.


📲 Pay at any contactless POS terminal just with your phone
Get rid of your wallet and feel the freedom to pay just with your phone from any part of the world instantly.


💸 Send and receive instant money transfers within the phyre network
All money transfers between phyre users are absolutely free and instant.
Activate your phyre account and start sending immediately.


🛍️ Get the free virtual phyre Mastercard and shop online with no risk
Control the card from your phone - freeze and unfreeze it whenever you want to.
Protect yourself from forgotten automated payments and subscriptions.

💰 Share phyre with friends and earn together
As a phyre user now you have the chance to earn rewards by sharing your personal phyre link with friends. Anyone who installs phyre and tops up his profile using your link gets a welcome bonus. When your friend tops up and makes a transaction - you will get a bonus in your account as well.


🕵️ Stay in control of your spendings
Track your expenses in real time and get free instant notifications for your payments.


🤳 Link all your loyalty cards and use them on your phone
You can store any client card in phyre, it doesn't matter if it is a well known international brand or your local pharmacy. If you can't find a template of your card, don't worry! Just take a photo of it and you will have it in the app. Scan it, digitize it and leave it at home.


💵 Withdraw cash
Order your phyre Mastercard and use it when you need to withdraw cash or for contactless payments when your phone battery is dead. Control it from your phone.


🛡 Bank-grade security
We take security seriously! Payments in phyre 🔥are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard.

Payment services through the application phyre are provided by Paynetics AD - an electronic
money company, holding a license issued by the Bulgarian National Bank (BNB) with decision
№ 44 of 11.04.2016.
Phyre AD is a provider of the Pay by phyre application and a representative of Paynetics AD,
entered in the BNB register under Art. 19 of Payment Services and Payment systems Act.

⚙️ Systems Requirements

Please notice that to install phyre you need to be using Android 6.0 or higher on your device.

In case you use contactless payments with your phone it needs to be NFC compatible.
Otherwise, you can order a physical phyre Mastercard for POS payments.

❕ In order to guarantee our system security and to comply with the Mastercard security standards, we won't allow activating phyre on any rooted device. Thank you for your understanding.

If you have any questions or feedback, please contact us on support@phyreapp.com

We will be more than happy to hear from you. 😊

New features

Voilà! The new phyre version is here with some minor changes and nice improvements to make your daily life better and easier.
Make sure you don’t miss a thing and keep your updates turned on for hot news.

App Permissions

Allows an application to read the user's contacts data.
Allows an application to write the user's contacts data.
Allows applications to perform I/O operations over NFC.
Allows applications to access information about networks.
Allows applications to open network sockets.
Required to be able to access the camera device.
Allows applications to read the sync settings.
Allows applications to write the sync settings.
Allows access to the vibrator.
Allows applications to access information about Wi-Fi networks.
Allows an app to use fingerprint hardware.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.