About this app

MS First Capital is an app for use together with MS First Capital’s car insurance – it’s your chance to earn a bonus by driving safely. Also, you get access to your own personal driving coach, offering tips on how to improve your driving skills as well as driving statistics.

MS First Capital makes it safer, more fun and cheaper for you to own and drive a car.

How MS First Capital works

With MS First Capital, you pay less for your insurance policy, the better and more safely you drive. You pay your normal premium, and every time you go driving, you have the chance to earn bonus points. The bonus points are paid out once a year in connection with the renewal of your policy. After each car journey, the app will tell you how you scored as well as the number of bonus points we have transferred to your account.
The scoring system is in stars from 0-5 stars, where 5 stars is the best score. If your score between 5-2,3 stars you drive with low risk of accidents and will be rewarded by receiving points to your account. 2,3-1,8 stars is neutral and if scoring 1,8-0 stars we deduct points from your balance. You are therefore able to directly impact the size of the bonus which you will receive at the end of the year.

In order to earn the bonus, you must buy your insurance cover at msfirstcapitalcarinsurance.com.

- You receive a detailed overview of all your car journeys
- You get a bonus overview broken down by journey, day, month and year
- You get an accident guide, direct access to submitting claims and requesting roadside assistance, if required
- You get a digital driving coach giving you feedback on you driving behaviour.
- Extra features: See where your car is parked, overview your CO2-reduction in drivers behaviour, compete with other costumers in being the smartest driver right now.

Note: Continuous use of GPS in the background can increase battery consumption.
Note 2: Location services are used for map and for an even more fair analysis of your drive, etc.

New features

First version.

App Permissions

Allows applications to access information about networks.
Allows access to the vibrator.
Allows applications to open network sockets.
Allows applications to connect to paired bluetooth devices.
Allows applications to discover and pair bluetooth devices.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
Allows an app to access approximate location.
Allows an app to access precise location.
Allows an application to write to external storage.
Allows an application to read the user's contacts data.
Allows access to the list of accounts in the Accounts Service.
Required to be able to access the camera device.
Allows an application to read from external storage.