About this app

Beem (formerly Line) is better than any instant cash advance apps, payday loans, personal loans and credit products. Subscribe to withdraw verified bank deposits, early, get job loss protection, file taxes and more. Plans start as low as $2.47/month. Beem is not a payday loan or a cash advance app

Everdraft™, a challenger to the Cash advance apps allows you to withdraw $5-$1,000 of verified bank deposits, early. T&C apply and amount can vary for each user. You can choose how you want to access the funds. Depending on your choice, fees between $0-$4 may apply. You will be notified of the fee at the time of making the choice.

File Federal and State taxes seamlessly in any state to maximize your tax refund. Filing taxes with Beem is fast and secure, at the best price.

Receive & Withdraw verified bank deposits early, either in the Beem app or with a gift or prepaid card, into your debit card (express delivery fees apply to instant cash transfers) or a bank account within 2-3 days.

Unlock more money with cash boosts. Send & use Gift Cards, Visa, & MasterCard Prepaid Cards -receive cash on a Gift Card or Visa or MasterCard Prepaid Card & use them at retailers.

Beem app is available only in the US and is developed by Line Financial - A PBC, based in the US.

Benefits of Beem, Better than Instant cash advance apps:

*Everdraft™ - The #1 challenger to Instant Cash Advance
With Everdraft, subscribers can access $5-$1000 of verified bank deposits, early. No credit checks. No interest, No income restrictions. No due dates!

*Add & Send Money for Free
Add money without a fee. Send money instantly from Beem to anyone, even those w/o a bank account or Beem App.

*Your BFF - Better Financial Feed
Manage your money with a personalized budget in a Feed to avoid overdrafts. Track spends & get reminders on upcoming bills, low balance etc.

*File Federal & State Tax
Maximize your refund with Beem's tax filing. W2 or 1099, single or joint, all tax filing situations are supported seamlessly. File your taxes easily for any filing status & type of tax form.

Security and Privacy
Beem is the #1 Safe & Trusted App with 24/7 Support across chat, call, & email & comes with bank-level security, data privacy, and 24/7 dedicated support on the app, via phone at +1 (323) 641-4224, via email at support@trybeem.com & on our website.

Qualify on Beem - Better than Cash Advance
If you’ve faced challenges with apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower or are unable to secure an instant cash
advance or a loan, Beem can support you in withdrawing verified bank deposits early and instantly

Beem’s Everdraft availability is subject to our T&C, as well as qualification criteria that includes, but is not limited, to cash flow and income verification. Repayment period and APR would not be applicable.

Apart from Everdraft Beem also offers personal loans from 3rd party advertisers from which Beem may receive compensation. Beem displays personal loans with rates that range from 0.50% to 35.99% APR with terms from 4 month to 20 years. Rates are controlled by 3rd party advertisers & are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's T&C for more information. All loan offers on Beem require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.

For Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.

New features

Bug fixes and improvements

App Permissions

Allows applications to open network sockets.
Allows an app to access approximate location.
Allows an app to access precise location.
Allows applications to access information about Wi-Fi networks.
Allows applications to access information about networks.
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
Allows an app to use fingerprint hardware.
Allows applications to change network connectivity state.
Required to be able to access the camera device.
Allows an application to write to external storage.
Allows an application to write the user's contacts data.
Allows an application to read the user's contacts data.
Allows an application to read the user's calendar data.
Allows access to the list of accounts in the Accounts Service.
Allows applications to connect to paired bluetooth devices.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows an app to create windows using the type TYPE_APPLICATION_OVERLAY, shown on top of all other apps.
Permission an application must hold in order to use ACTION_REQUEST_IGNORE_BATTERY_OPTIMIZATIONS.
Allows applications to discover and pair bluetooth devices.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
Allows an application to change the Z-order of tasks.
Allows access to the vibrator.
Marker permission for applications that wish to access notification policy.
Allows an application to read from external storage.